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Liability Insurance

Mistakes happened, be prepared

Liability Insurance

General Liability safeguards your business from injury to others that you are negligent for. Some examples of this are: someone injures themselves when they fall on your premises, you cause damage to someone else’s property, or you damage the premises you rent.

Professional Liability Insurance provides coverage for a business that makes an error or omission in their advice to another party. Typical types of businesses that would purchase this coverage are medical providers, attorneys, accountants, business consultants, technology consultants, financial planners, and printing companies.

Umbrella or Excess Liability coverage provides additional limits of liability over the General Liability, Auto Liability, Employer Liability, and Professional Liability limits.

Cyber /Privacy Breach Liability provides protection for a business if their customers data is accessed by an outside party- by a breach of their computer system, lost or stolen laptop, or access to confidential papers.

Directors & Officers Liability provides protection for the individual directors or officers of an organization for wrongful acts resulting from their duties.

Employment Practices Liability protects a business if an employee alleges they were wrongfully terminated, sexually harassed, harmed for being a whistle-blower, and negligent hiring or promotion.

Employee Benefits Liability protects a business if they make an error in providing employee benefits to their employees. An example would be that an employee was not added to a group health insurance plan and a sickness occurred which was not covered.

What Our Clients Say

Thank you, Lisa - for all that you have done and all that you continue to do. I will NEVER hesitate to send a client your way, and I will certainly never worry about whether or not they are in good hands.

- January M. Peavey

I wanted to thank you for assisting my grandparents with their business insurance. Your personal attentiveness as well as your attention to detail and hands on service was exceptional. Thank you very much for helping them to get the coverage they need at an affordable price.

- Tracy Bryant

The knowledge your office provides has made the experience positive for the customers I've sent to you. I want to express my sincere gratitude to you for all you do to make the process as stress free as possible.

- Darla Frost

I've always been a bit overwhelmed and hesitant when speaking to to insurance representatives for any type of insurance, but when I started working with Lisa concerning a side venture, all that changed. We ended up with coverage that far exceeded the 'other guys' and for a fraction of the cost. I would recommend her for any of you commercial insurance needs.

- Matthew J Hunt

Dear Peter, Thank you for your great service and care you have shown us. We will be getting our car back Thursday. It was actually a pleasure doing business with you and Macomber, Farr & Whitten… minus our car accident. Thanks again,

- J Walsh & J Sullivan

Peter, I appreciated your personal note that you sent. We have always received excellent service from your agency.

- Anita C.

Year after year, Lynn's insurance knowledge and situational awareness have enabled us to navigate complex changes to our employer sponsored health plan. Last renewal she spotted an overlooked, seemingly minor change in our group census that led to a 9% premium savings for the year.

- - Nathan C.

Working with Lynn has consistently resulted in insurance coverage that is affordable and cost effective. She is always focused on both our needs and resources while working tirelessly exploring all options.

- Thomas G. Warren

Reliable Service Since 1848

It used to be so simple. All an insurance agency had to do was offer a few different types of coverage: home, life, and eventually auto. Things hardly changed from year to year. Today, the world operates in a faster; more complicated manner. More is at stake. There’s a lot more to lose. Consequently, insurance is more complicated, too.

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