Commercial Property Insurance
Commercial Property Insurance
Commercial Property Insurance provides coverage for many different types of property used in a business. Some types of property are buildings, business contents, computer equipment, fine arts, valuable papers, accounts receivables, and spoilage of food or inventory.
Loss of Business Income and Extra Expense provides reimbursement for loss of business income due to a physical loss to your premises. Extra Expense provides necessary expenses incurred after the loss to assist with moving and renting a new location while your original location is repaired.
Ordinance or Law provides coverage after a loss occurs to your location to conform to current ordinances or laws.
Earthquake Coverage extends coverage to apply for damages resulting from an earthquake.
Flood Coverage provides reimbursement for damage resulting from a covered flood, which can result from fast melting snow, severe storms, and heavy rainfall. Flooding can happen anywhere not just by a lake, river, or stream.
Equipment Breakdown Insurance provides coverage for a sudden and accidental breakdown of objects such as boilers, air conditioning systems, refrigeration systems, electrical distribution equipment, and many other items.