This type of liability provides coverage resulting from the use of automobiles in the business. This coverage not only provides coverage for owned vehicles, but hired autos and non-owned autos as well.
Types of business autos include a salesman’s car, logging trucks, tow trucks, contractors pickup, snowplow trucks, and delivery vehicles.

Hired autos are those autos which are rented and not owned by the business. Non-owned autos are those autos that are not rented but are used to perform duties of the business. An example of a non-owned auto would be an employee using their personally owned auto to run an errand for the business.